Morgan leads a luxurious life, drifting aimlessly among the elite circles. However, as Christmas approaches, she is given an ultimatum by her aunt, who controls the family business and wealth. Morgan must achieve five specific goals before Christmas, or she will be cut off from all her resources and forced to fend for herself. She is assigned two representatives from the company to check on her, one of whom is Andrew. Now, she must manage without her wealth while accomplishing the five tasks—something she is far from prepared for. But after the initial shock, she is compelled to reevaluate her life. Andrew is there to ensure everything is done by the book.
On some level, this film might work as a romantic movie, but the plot becomes a bit ridiculous. Morgan's personality shift from a spoiled brat to a compassionate individual happens all of a sudden. The film mainly focuses on her deeds and less on the romance, which could be fine if only the romance had been more convincing. It could have played a role in her transformation for example.
