Merry runs a ranch in Montana where she welcomes vacationing visitors. Before Christmas they are visited by Mark and his two children and their nanny Debbie. Mark and his family get to experience ranch life and also participate in this year's Christmas parade. Merry and Mark spend a lot of time with each other and a mutual liking arises. And what happens between Debbie and Merry's cook Jasper.
This film crew has probably never visited a ranch. Especially not in Montana. Just the opening scene where Merry is aimlessly riding around among the ranch's loose horses that go where they want says a lot about the movie.