Charlotte, who is a journalist, has left New York to help her brother's family when he is drafted overseas in the military. She hears about plans to rebuild the entire downtown of the small town and one evening she sets off to find out more from Daniel, who owns the company that put in the offer to buy out the town's shopkeepers. On the way there, she crashes and ends up in a coma. Her soul is free from her body and also the soul of the one she collided with which turns out to be said Daniel.
The film is inconsistent (one moment the souls who can't grasp a phone and the next moment they're dressing a Christmas tree). It's not made better by them trying to make Nicolette Sheridan look like she's 35-40 when she's actually 50.